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Augusta GA Bankruptcy Lawyers
Many factors can place a person in a difficult situation where bankruptcy is the best option, such as a medical emergency, loss of job, divorce,sudden change in your financial well being, just to name a few.
To learn whether filing bankruptcy is your best option, please read the information on our web site and call for an appointment with an experienced Augusta GA Bankruptcy lawyer.
The attorneys at Gonzalez & Waddington can guide you through the process.
Chapter 7 Bankruptcy
What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy clears all of a debtor’s debts, often within just a few months. In Chapter 7, a court-appointed trustee takes stock of all of the debtors assets and debts and then sells everything at the best price possible. This is known as liquidation. More info on Chapter 7 Bankruptcy.
Chapter 13 Bankruptcy
What is a Chapter 13 Bankruptcy?
Chapter 13 bankruptcy works differently from Chapter 7. In Chapter 13 cases, the courts work out a plan to pay off the debts over time. These cases are designed for people who have a regular income.
The debtor proposes a plan to pay off all of the debts, usually over a period of three to five years. Chapter 13 allows the debtor to retain ownership of certain assets. For this reason, it is often a better option for many debtors. More info on Chapter 7 Bankruptcy.
Who can file for bankruptcy?
An individual, partnership or corporation can file for Chapter 7 bankruptcy. Only an individual can file for a Chapter 13 Bankruptcy.
What to Know Before Filing for Bankruptcy
Frequently Asked Questions for anyone considering filing for bankruptcy.
Frequently Asked Questions about the Bankruptcy Process.
Frequently Asked Questions about what happens after a bankruptcy.
-Will all my friends find out I filed for bankruptcy?
-Will I lose everything I own?
-Will a bankruptcy on my record prevent me from ever buying a home or car again?
-Will bankruptcy ruin my credit forever?
-Can filing for bankruptcy keep me out of foreclosure?
-Can I pay a debt, even after it was discharged in bankruptcy court?
-Can I get fired for filing for bankruptcy?
Information and some frequently asked questions about paying back taxes & bankruptcy
Our Augusta Bankruptcy Feedback Form is under development, Call 706-821-2222 to set up an appoinment.